Monthly Archives: August 2011


Estate Planning: Not Just for the Wealthy

Guest Post by Ronda Gardner, CPA, Hawkins Cloward & Simister In December 2010, Congress passed a temporary patch to the estate tax law allowing estates up to $5 million to pass tax-free to heirs through 2012. Many people now think … Continue reading

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4 C’s of Commercial Lending

Are you considering applying for a commercial loan to grow your business? Make sure you are loan-ready by reviewing the 4 C’s of commercial lending: cash flow, credit, collateral and character. Cash Flow The debt coverage ratio (DCR) is used … Continue reading

Posted in Business, Loans | Leave a comment

Protecting Your Visa Check Card PIN

In case you missed it in your August statement, here’s an announcement on changing your PIN number on your VISA Check card. Bank of American Fork is committed to protecting and keeping your personal information confidential. To ensure the security … Continue reading

Posted in Checking, Debit cards, Personal, Security | Leave a comment

Product Spotlight: Online banking

Online banking is a free service that allows customers to bank anytime from anywhere there is an Internet connection. Unlike online banking at many other banks, Bank of American Fork’s online banking is real time, meaning you always see up-to-the-minute … Continue reading

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Prepare Now for College Expenses

This time of year finds us wrapping up family trips and sending children back to school. While adults can hardly remember what it was like to have a three-month-long summer vacation, they won’t soon forget another part of back-to-school season: the hefty … Continue reading

Posted in Personal, Savings | 2 Comments

Great Expectations

Guest post by Dale Gunther In today’s economy where employees are inundated with negative news, it’s important to keep motivation and productivity high. Many companies struggle with how to do this in the midst of lackluster sales and shrinking budgets. … Continue reading

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Mortgage Basics

Home prices continue to fall, according to The Standard & Poor’s/Case-Shiller Home Price Index, but most experts agree we are at or very near the bottom of the housing bust. Now might be a good time to get off the … Continue reading

Posted in Loans, Personal, Real estate | Leave a comment

Four Essential Accounting Principles

Guest post by Bryant L. Armstrong, Squire & Company, PC  Thriving businesses become successful with a mixture of good luck, good timing and good decisions.  The French biologist Louis Pasteur once said, “Chance favors the prepared mind.”  Business owners have a … Continue reading

Posted in Business, Guest authors, Management | 1 Comment

And the iPad2 winner is…

Clarissa Ferrin Ragar. CONGRATULATIONS!

Posted in Business, Personal, Promotions | Leave a comment
 
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