Author Archives: Heidi Carmack Pfaffroth


Commercial and industrial lending

How to finance commercial and industrial endeavors Are you overwhelmed by the types of financing that are out there? Whether you need money to start a new business, expand an existing one, build a new facility, purchase inventory or upgrade … Continue reading

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FHA has lowered cost of mortgage insurance

Homeowners and first-time homebuyers may be able to save hundreds through FHA loan program. In an effort to make owning a home more affordable, the Federal Housing Administration has dramatically cut the costs associated with the mortgages it backs, from … Continue reading

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The raccoon that changed a little girl’s eyes

Thanks for participating in Project Teddy Bear by donating 18,422 stuffed animals to abused and neglected children in Utah A six-year-old little girl who visits the Utah Valley Family Support & Treatment Center saw the perfect stuffed animal, a raccoon, … Continue reading

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Merchant services available at Bank of American Fork

Bank of American Fork offers some of the nation’s leading merchant services technology through TransFirst®, which offers proven, reliable systems in use by more than 200,000 merchants. Merchant services allow you to enjoy reliable business banking with a bank you … Continue reading

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Debit card tips: Protect yourself from fraud

While we have many layers of protection to help keep your money and accounts safe, we know you also want to know what you can do to help protect yourself from fraud. Here are some good, solid tips and information … Continue reading

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I’m not sure when I should select “debit” and when I should select “credit” when I’m checking out. How do I know?

Most of the places you shop will allow you to use your debit card as “debit” or “credit” when you’re checking out. First of all, whether you use your debit card as “debit” or “credit,” the money is coming from … Continue reading

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Teachers, preachers and neighbors build their own homes

415 homes built, many jobs created through community reinvestment programs Jane Farr was 64 years old when she and her husband decided to build their own home. They weren’t just designing the house and handing over plans to a contractor—they … Continue reading

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Looking for a secure place to invest money for yourself or your employees?

Whether you’re thinking of yourself or investing for employees, it’s easy to feel overwhelmed or discouraged when you start thinking about or reading about retirement savings. Even if you’re thinking this topic is a little heavy for what you want … Continue reading

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We’re excited about Apple Pay—here’s why.

Near-field communication makes it difficult for fraudsters to exploit using debit and credit card numbers. We are pursuing Apple Pay™ with our credit and debit card processors so we have the cards available to use with Apple Pay once Apple’s® upcoming … Continue reading

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Saving for College: Ways to Minimize the Sticker Shock

Courtesy of the Federal Deposit Insurance Corporation There’s no doubt that a college education can be costly, but according to U.S. Census Bureau data, someone with a college degree can earn, on average, 60 percent more than a person with … Continue reading

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