Author Archives: Heidi Carmack Pfaffroth


Home Sweet Home: Exterior repairs and replacements

Plan now for your home’s longevity Start planning now for home repair and replacements so you aren’t surprised when the time comes around. Here are some estimates (although actual costs may vary) for the expected time until you need to … Continue reading

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Personal Finance Considerations for Graduating High School Seniors

As the school year begins unwinding for the year, graduating high school seniors will face a myriad of opportunities, challenges and obstacles. One of the greatest obstacles will be an increased responsibility of personal finances. Acquiring a job will be … Continue reading

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Take advantage of $5K tax deduction this week

If you’re looking for a way to reduce your taxable income for your 2015 taxes, consider the advantages of an IRA—you have about a week to make contributions to an IRA for last year. This year, you have until April … Continue reading

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Shred old, confidential documents free at bank

Bank of American Fork hosts shred day at branches in Pleasant Grove, Highland, Murray Do you have a backlog of confidential documents that you want to get rid of? On May 7, 2016 Bank of American Fork customers and non-customers … Continue reading

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When to Save for Retirement vs. Your Kid’s College Fund

Guest post by Margarette Burnette, NerdWallet If you’re a parent who wants to save for your child’s college, it’s smart to start early so your money can build over time. For the same reasons, it’s also smart to start early … Continue reading

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Explore What’s Near: High Uinta Yurt Trip

Hit the top places to travel in the US without leaving your state If you had asked me before I lived in Utah whether I’d ever try cross-country skiing, I would have definitely said no. It looked more like work … Continue reading

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How should consumers react to the Federal Reserve’s move to raise interest rates?

In the Federal Reserve’s view, most indicators showed an improved economy at the end of 2015, prompting the Fed to announce it would begin raising short-term interest rates in support of growing confidence and based on what was then new … Continue reading

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Pros and Cons of the Federal Reserve’s Announcement to Raise Interest Rates

During the past few years as the U.S. economy slowly recovered from the Great Recession, the Federal Reserve used its economic policy-making influence to keep its target interest rate low – near zero since about 2009 – to help the … Continue reading

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Ask Angie: Tax planning

Guest post by Angie Morris, CPA, Hawkins Cloward and Simister A customer asked: “When I was a business owner, my CPA and I would wait until the books were closed at the end of December, then look at the profits. … Continue reading

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Thanks to you, teddy bears become best friends of at-risk children!

Project Teddy Bear donates 18,831 stuffed animals to children in Utah Many young kids will find one small piece of joy this Christmas with a teddy bear given to them at care centers throughout Utah serving at-risk children. The teddy … Continue reading

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100 Year On Blog
This blog includes articles, information, tips and advice on all things money by the financial experts at Bank of American Fork. But this blog is not one-sided; we want to hear what you think. Share your ideas, experiences and comments to get the dialogue going.

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