Author Archives: Heidi Carmack Pfaffroth


Summer fun in Utah!

This summer, Bank of American Fork is celebrating Utah’s cities and the wonderful people that live in them. Join us for Community Appreciation Day at your local Bank of American Fork branch for free food, prizes, games and fun. And … Continue reading

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How Much is Credit-Card Debt Costing You?

Guest post by Katie Bryan, America Saves Credit-card debt – it’s something that hangs over many Americans. According to the Federal Reserve, in April 2013 the average credit card debt equaled $3,364 per U.S. adult. This assumes that EVERY adult … Continue reading

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How Jan helped protect our customer’s money

How Jan helped protect our customer’s money Learn about what you can do to reduce the risk of fraud. The other day Jan told me about a recent fraud attempt that she dealt with in the customer service center. The … Continue reading

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Take advantage of $5K tax deduction

If you’re looking for a way to reduce your taxable income for your 2014 taxes, consider the advantages of an IRA—you have about a week to make contributions to an IRA for last year. Contributions to IRAs can be made … Continue reading

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Electronic payments to speed up this year and next

Consumers will see a change in how quickly funds are available. Stella calls her dad, Christopher, and asks him to send money for her housing payment, which she needs, like, yesterday. And yes, now, in 2015, Christopher drives over to … Continue reading

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Avoiding Failure-to-Launch with Open-Book Management

Guest post by Richard H. Tyson, CEObuilder Guest blogger Tyson is starting a series here about open book management. Make sure you check back for additional articles! My last several articles have stressed the importance of open-book management, a process … Continue reading

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Make Your Tax Refund Work for You!

Have you done your taxes? The article below can help you get started and is encouraging if you’re considering paying down debt and saving your refund this year. This year, I decided to save my entire refund as a nice … Continue reading

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Commercial and industrial lending

How to finance commercial and industrial endeavors Are you overwhelmed by the types of financing that are out there? Whether you need money to start a new business, expand an existing one, build a new facility, purchase inventory or upgrade … Continue reading

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FHA has lowered cost of mortgage insurance

Homeowners and first-time homebuyers may be able to save hundreds through FHA loan program. In an effort to make owning a home more affordable, the Federal Housing Administration has dramatically cut the costs associated with the mortgages it backs, from … Continue reading

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The raccoon that changed a little girl’s eyes

Thanks for participating in Project Teddy Bear by donating 18,422 stuffed animals to abused and neglected children in Utah A six-year-old little girl who visits the Utah Valley Family Support & Treatment Center saw the perfect stuffed animal, a raccoon, … Continue reading

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