Author Archives: Heidi Carmack Pfaffroth


FHA has lowered cost of mortgage insurance

Homeowners and first-time homebuyers may be able to save hundreds through FHA loan program. In an effort to make owning a home more affordable, the Federal Housing Administration has dramatically cut the costs associated with the mortgages it backs, from … Continue reading

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The raccoon that changed a little girl’s eyes

Thanks for participating in Project Teddy Bear by donating 18,422 stuffed animals to abused and neglected children in Utah A six-year-old little girl who visits the Utah Valley Family Support & Treatment Center saw the perfect stuffed animal, a raccoon, … Continue reading

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Merchant services available at Bank of American Fork

Bank of American Fork offers some of the nation’s leading merchant services technology through TransFirst®, which offers proven, reliable systems in use by more than 200,000 merchants. Merchant services allow you to enjoy reliable business banking with a bank you … Continue reading

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Debit card tips: Protect yourself from fraud

While we have many layers of protection to help keep your money and accounts safe, we know you also want to know what you can do to help protect yourself from fraud. Here are some good, solid tips and information … Continue reading

Posted in Checking, Credit cards, Debit cards, Personal | Tagged , , , , | 2 Comments

Teachers, preachers and neighbors build their own homes

415 homes built, many jobs created through community reinvestment programs Jane Farr was 64 years old when she and her husband decided to build their own home. They weren’t just designing the house and handing over plans to a contractor—they … Continue reading

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Looking for a secure place to invest money for yourself or your employees?

Whether you’re thinking of yourself or investing for employees, it’s easy to feel overwhelmed or discouraged when you start thinking about or reading about retirement savings. Even if you’re thinking this topic is a little heavy for what you want … Continue reading

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We’re excited about Apple Pay—here’s why.

Near-field communication makes it difficult for fraudsters to exploit using debit and credit card numbers. We are pursuing Apple Pay™ with our credit and debit card processors so we have the cards available to use with Apple Pay once Apple’s® upcoming … Continue reading

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Saving for College: Ways to Minimize the Sticker Shock

Courtesy of the Federal Deposit Insurance Corporation There’s no doubt that a college education can be costly, but according to U.S. Census Bureau data, someone with a college degree can earn, on average, 60 percent more than a person with … Continue reading

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Three ways to improve office environment for happier employees and increased productivity

You’ve probably spent some considerable time thinking about how you can improve efficiency in your business next year. Have you considered what you’ll do to improve the working environment for your employees? A recent study shows that employees who are … Continue reading

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Increase your IRA contributions for a tax advantage

If you’re looking for a way to reduce your taxable income for your 2014 taxes, consider the advantages of increasing your contributions to your IRA. An IRA provides great tax advantages for long-term retirement savings (if you don’t have an … Continue reading

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