Category Archives: Real estate


What is a reverse mortgage?

Guest post by Jilenne Gunther, Utah State Division of Aging and Adult Services What is a reverse mortgage? To qualify for a traditional mortgage, a lender checks your income to determine how much you can afford to pay back each … Continue reading

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Your Mortgage: Tips for Finding and Managing a Home Loan

Courtesy of Federal Deposit Insurance Corporation Buying a home is one of the most significant decisions a consumer will ever make. Given what has occurred in the housing market during the past few years, consumers need to be well-informed when … Continue reading

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Limited-time Offer: Low-rate Construction Loans

Through Dec. 31, 2012, Bank of American Fork is offering owner-occupied residential construction loans at a low 3.99% interest rate (14.017% or 11.825% estimated APR*, depending on term). The offer includes:  — A low, fixed rate for the 4-month or … Continue reading

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This Labor Day, Make Your Money Work For You

As Americans take a break from their usual work this Labor Day, they should consider how to make their money work harder for them. One way to do this is by refinancing their mortgage into today’s historically low interest rates. … Continue reading

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Tips Every Homebuyer Should Know

Courtesy of American Bankers Association With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home.   “Buying a home is the single largest investment that most people will make in their … Continue reading

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Trade Your Commercial Lease for Ownership

Guest post by Richard Gray, Senior Vice President, Commercial Lending, Bank of American Fork It’s no secret that the past few years have seen drastic changes in the real-estate market. Those looking to sell property face an uphill battle with … Continue reading

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Get $250 Gift Card When Your Mortgage Loan Closes

Receive a $250 Home Depot® gift card or $250 toward closing costs when your mortgage loan closes.* With mortgage interest rates near all-time lows, there has never been a better time to refinance.  Bank of American Fork has helped many … Continue reading

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Invest in Yourself with SBA Loans

Guest Post by Dale Gunther, Vice Chairman of the Board, People’s Utah Bancorp Could your business benefit from the still-low commercial real-estate prices? Let me tell you about one business that did. Recently, one of Bank of American Fork’s small … Continue reading

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Why Debt Can Be Good for Your Business

Guest post by Dale Gunther Someone once said, “Debt is a useful servant but a ruthless master.” In my business and personal life, these words have stuck with me and I have always been careful in taking on debt. Back … Continue reading

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Think You Can’t Qualify for a Mortgage Loan? Think Again.

Think you can’t take advantage of historically low mortgage rates because you owe more than your home is worth or your income isn’t high enough? With new government-backed programs, mortgage loans are attainable even for underwater or low-income homeowners.* Read … Continue reading

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