Xsmall – swiping credit card December 10, 2012 | Author: Heidi Carmack Pfaffroth Read Next How you can prepare your finances for the new year Read More > How do you save money on date night? Read More > Utah comes in 2nd on Kiplinger’s list of retiree-friendly states Read More > Write a comment Aundrea One plus that a debit card has over the credit card is that it will only allow you to spend the money you acalulty have. For some this is very important. Heidi Carmack Pfaffroth That is definitely true for some people, especially if you are working towards become debt-free. On the right column, you can search for more blog posts about credit or debit cards or saving.